My beginner's guide to auto-investing, plus the interactive tools that turn each chapter into your own plan. The examples start with $50 a month; actual account minimums vary by platform.
If you're new to this, it can feel like everyone else got a manual you never received.
So it gets pushed to "someday." That's normal, and it's fixable. You're not late. You're just getting started, and the first step is smaller than you think.
I studied computer science, but real life had other plans. When I became guardian of my niece, I had to learn how to manage money for both of us, fast. Then I started helping other family members too. Multiple accounts. Different goals. Real responsibility.
Keeping up by memory turned into stress. So I automated it, and that changed everything. Good investing shouldn't depend on memory, perfect timing, or constant effort.
This kit is what I wish I'd had at the start: the plain-English explanation, and a place to actually do the work.
TerryEight short chapters. Updated October 2026. Every term explained the first time it shows up.
Plus the ebook in two versions: a phone-friendly digital PDF and a high-resolution print PDF.
Plain language, real examples, and the "why" before the "how."
Your numbers, your goals, your answers. Nothing to set up.
Download it as a PDF and keep it next to you when you open your account.
This is a tiny taste of the Auto-Investing Plan Builder. Slide it and watch.
You'd have put in $12,000. The rest, $11,102, would be hypothetical compound growth, not a guaranteed return.
Assumes the same return every year and monthly compounding, with no fees, taxes, or inflation. Real returns vary, and you can lose money.
You'll make each one inside the kit, in order, before you ever click "sign up."
"I really loved this ebook! Your personal story is so down-to-earth and relatable. It honestly made me feel like, 'Okay, I can do this too.'"
"I was reading this and thinking, how does she know what I feel. How is Terry in my head?"
"Breaking down the different types of accounts was so helpful. One thing that really stuck with me is when you said investing grows your dollars to go out and get jobs of their own."
Yes. It was written for people starting from zero. Every term is explained the first time it's used, and nothing assumes a finance background.
Some platforms let you start with very little, and the guide shows you how to check minimums yourself. The whole kit is built around starting with $50 a month.
The ebook (digital and print PDFs) plus your own login to all 7 Starter Kit tools. After checkout, your login link arrives by email, using the email you bought with. Your progress saves to your account, and you can download your plan as a PDF anytime.
No. The kit teaches you how to compare platforms on the four things that matter, so you can choose what fits you. Robo-advisors are the tools that do the auto-investing for you. The guide mentions specific platforms as examples, and some links are affiliate links (see the disclosure below).
Most people can read a chapter and finish its tool in one sitting. Go at your own pace; your answers save as you go.
No. It's education. It explains how auto-investing works and helps you think through your own decisions. For advice about your specific situation, talk with a licensed professional.
All sales are final. Because you get instant access to the full guide and tools, I'm not able to offer refunds. If something isn't working, email hello@makeitmakecentstome.com and I'll make it right.
The guide, every tool, and a plan you can save and keep.
For adults 18 and over.
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The guide mentions specific platforms as examples. Some links are affiliate or referral links, including M1 Finance, Charles Schwab and Fidelity. If you open an account through one, Terry may earn a commission or referral bonus at no extra cost to you.